Why Your Business Should Stop Sending Clients to Banks for Payments and FX

If your business touches international payments, this is relevant to you. Whether you are handling imports, logistics, distribution, property deals, investments, lending, brokerage, SaaS , every time a client needs to send money, there is an opportunity. Right now, you are handing that opportunity to the banks.

You may think payments and FX are just a step for someone else to handle. But if your client cannot complete a transaction because of delays, fees, or bad rates, you will be the one they call. You lose revenue, lose control, and risk the client relationship.

The Problem You Are Creating Without Realizing

Most businesses still send clients to banks for international transfers. It feels like the easiest option. It’s not.

Here is what really happens:

• You agree a deal with your client.
• You send them to a bank to complete the payment.
• The bank charges high fees and poor rates.
• The bank holds their funds for checks and delays.
• The client is frustrated and calls you for updates.
• You make nothing and deal with the fallout.

You lose control of the process. You lose trust. And you hand profit to someone else.

The Alternative: Keep Payments and FX in Your Brand

You should be offering payments and FX inside your own brand. Clients would rather stay with you. They trust you to handle their transaction.

Bringing payments in-brand gives you three clear benefits:

• Your clients get better rates and a faster, easier experience.
• You control the transaction and know when funds are moving.
• You generate revenue on every payment.

You do not need to become a payments provider. You can offer this under your brand using a regulated supplier who handles the banking and compliance for you.

Who This Is For

If you are doing any of the following, this is for you:

• Managing cross-border investments.
• Selling property to international buyers.
• Lending to or brokering deals for international clients.
• Managing client funds in multiple currencies.
• Paying international suppliers, contractors, or employees.
• Supporting clients with cross-border receivables and payables.

If your clients already move money internationally, this is already part of your business. You are either earning from it or letting banks take it.

Why This Makes Your Business Stronger

Clients expect a joined-up service. Offering in-brand payments keeps them inside your platform. They avoid poor rates and long delays. You avoid the headaches of managing the fallout when things go wrong.

Adding payments and FX also grows your revenue without adding complexity. You create a new line of income from transactions that are already happening. You strengthen client relationships by removing friction. And you increase the long-term value of your business.

How Sciopay Makes This Work

Sciopay gives you a fully branded payments and FX platform that looks and feels like part of your service.

You keep control of the client experience. You set the pricing. You decide what to earn from every transaction. You stay in control of every deal.

We handle the payments, compliance, and banking behind the scenes. No setup cost. No technical build. No need to take on regulation.

If you are ready to stop giving this away and start making it part of your business, let’s talk.